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WEX vs Multi Service Fuel Card Cost Calculator

Compare the real monthly and annual savings of the WEX and Multi Service fuel cards on your fleet's gallons, after fees.

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Topics

  • About WEX
  • About Multi Service
  • WEX and Multi Service pricing
  • How they compare
  • Sources

About WEX

The WEX Fleet Card is the most widely accepted fleet card in the United States, working at roughly 95 percent of fuel stations plus tens of thousands of service locations. Its strengths are universal acceptance, detailed purchase controls with driver IDs, automatic accounting data on every transaction, tax exemption reporting and access to the WEX EDGE savings network that also discounts tires, hotels and other business costs.

About Multi Service

The Multi Service Fuel Card negotiates discounts fleet by fleet rather than publishing a rate, and aims for maximum compatibility: its reporting works with almost all major trucking software and it returns granular real-time data down to fuel types, merchant numbers and additive content, with no transaction fees and 24/7 support.

WEX and Multi Service pricing

WEX pricing is quote-driven, with independent reviews commonly reporting around $4 per card per month for the core Fleet Card. Rebates run 3 to 15 cents per gallon inside the WEX EDGE savings network and 1 to 3 cents elsewhere, with the top rates tied to fueling location and monthly volume; the truck-stop oriented Fleet Cross Roads card averages around 15 cents in-network. Because Multi Service negotiates discounts based on each fleet's behavior, published savings do not exist; the default here is a placeholder to replace with your negotiated quote, alongside its no-transaction-fee structure. The calculator applies each card's discount to your monthly gallons, subtracts card fees, and compares net savings and effective price per gallon at the current diesel price.

How they compare

WEX's core strength is acceptance breadth: its discounts are modest outside the EDGE network, but the card works nearly everywhere, so its savings are dependable rather than spectacular. Multi Service is the negotiate-first card: you cannot compare it properly without a quote, but its software compatibility and data depth are the draw for fleets with established back offices. The honest comparison is a blended one: estimate what share of your gallons would actually earn each card's in-network rate on your real routes, set the discounts accordingly, and let the annual difference decide.

Sources

  • Fleet Logging: 20 Best Fuel Cards for a Small Business
  • WEX official site
  • Multi Service Fuel Card official site
  • WEX reviews on Trustpilot
  • EIA: Weekly on-highway diesel fuel prices

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