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WEX vs Speedway Fuel Card Cost Calculator

Compare the real monthly and annual savings of the WEX and Speedway fuel cards on your fleet's gallons, after fees.

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Topics

  • About WEX
  • About Speedway
  • WEX and Speedway pricing
  • How they compare
  • Sources

About WEX

The WEX Fleet Card is the most widely accepted fleet card in the United States, working at roughly 95 percent of fuel stations plus tens of thousands of service locations. Its strengths are universal acceptance, detailed purchase controls with driver IDs, automatic accounting data on every transaction, tax exemption reporting and access to the WEX EDGE savings network that also discounts tires, hotels and other business costs.

About Speedway

Speedway offers three fleet cards: a basic card for fleets running near Speedway, 7-Eleven and Stripes locations (about 8,000 in-network sites across 35 states), a universal card on the WEX network with roughly 95 percent coverage, and a Mastercard version with the broadest support. Flexible account monitoring covers all three.

WEX and Speedway pricing

WEX pricing is quote-driven, with independent reviews commonly reporting around $4 per card per month for the core Fleet Card. Rebates run 3 to 15 cents per gallon inside the WEX EDGE savings network and 1 to 3 cents elsewhere, with the top rates tied to fueling location and monthly volume; the truck-stop oriented Fleet Cross Roads card averages around 15 cents in-network. Speedway savings reach up to 9 cents per gallon with its in-network card, with the WEX-backed universal and Mastercard versions trading discount for reach, a structure that suits regional fleets around its station footprint. The calculator applies each card's discount to your monthly gallons, subtracts card fees, and compares net savings and effective price per gallon at the current diesel price.

How they compare

WEX's core strength is acceptance breadth: its discounts are modest outside the EDGE network, but the card works nearly everywhere, so its savings are dependable rather than spectacular. Speedway is a regional-network play around Speedway, 7-Eleven and Stripes locations, with WEX-backed options bolted on for fleets that roam wider. The honest comparison is a blended one: estimate what share of your gallons would actually earn each card's in-network rate on your real routes, set the discounts accordingly, and let the annual difference decide.

Sources

  • Fleet Logging: 20 Best Fuel Cards for a Small Business
  • WEX official site
  • Speedway fleet cards
  • WEX reviews on Trustpilot
  • EIA: Weekly on-highway diesel fuel prices

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