Compare the real monthly and annual savings of the Coast and Motive Card fuel cards on your fleet's gallons, after fees.
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About Coast
Coast is a modern fleet and fuel card built on the Visa network, so it works at any station that takes Visa with no network to plan routes around. It requires no personal guarantee, charges no per-transaction fees in the US, and its app lets owners set spending policies by driver, vehicle, day or merchant category with real-time alerts, plus 1 percent back on non-fuel business purchases.
About Motive Card
The Motive Card is a no-fee fleet fuel card on the Mastercard network from Motive, the fleet management provider. It offers competitive diesel discounts wherever Mastercard is accepted, enhanced discounts at Loves and TA, up to 2.5 percent cashback on spend, real-time reporting and spend controls, and it integrates natively with the Motive fleet platform.
Coast and Motive Card pricing
Coast costs $4 per active user per month with no inactive card fees. Fuel savings of 3 to 9 cents per gallon are applied on your statement at any gas retailer, alongside 1 percent back on non-fuel spend, so the discount travels with you rather than depending on an in-network station. Motive advertises no activation, membership or hidden fees, no out-of-network station fees and no limit on discounts. Rather than a single published cents-per-gallon rate, savings combine cashback of up to 2.5 percent with deeper diesel discounts at partner truck stops, so the default discount here is an estimate to adjust after a quote. The calculator applies each card's discount to your monthly gallons, subtracts card fees, and compares net savings and effective price per gallon at the current diesel price.
How they compare
Coast's pitch is simplicity: one flat discount that works at every Visa-accepting station, modern software controls and no personal guarantee, rather than a station network you have to fuel inside to earn the headline rate. The Motive Card suits fleets already running Motive telematics, folding fuel spend into the same platform, and its cashback-plus-partner-discount model contrasts with a fixed per-gallon rebate. The honest comparison is a blended one: estimate what share of your gallons would actually earn each card's in-network rate on your real routes, set the discounts accordingly, and let the annual difference decide.
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